All articles
122 pieces, newest first within each kind. Every one lists the sources it was written from.
Topics
- AI
- Bonds
- Central banks
- Cold War
- Competition
- Economic history
- Economic systems
- Economics
- Education
- Elections
- Energy
- Entrepreneurship
- Great Depression
- Healthcare
- History
- Home ownership
- Housing
- Income tax
- Industrial Revolution
- Inequality
- Inflation
- Interest rates
- Law and rights
- Licensing
- Markets
- Media literacy
- Money
- Personal finance
- Philosophy
- Platforms
- Policy
- Politics
- Prices
- Property tax
- Regulation
- Rent control
- Small business
- Startups
- Stocks
- Supply chains
- Tariffs
- Tax
- Technology
- Trade
- Wages
- Work
- Zoning
Case studies
- Fuel price Australia: how it handled the 2026 oil shock
Australia and India faced the same oil shock and chose different ways to shield drivers. What each cost.
- Poundland: what the accounts show behind the collapse talk
Poundland collapse headlines against the filings: accounts, a court judgment and the costs behind a rescue.
- IDBI Bank Privatisation: Why Fairfax Bought It
IDBI Bank privatisation explained: why India sold 60.72% to Fairfax, the myths, the unions and the data.
- North Korea vs South Korea Economy: Two Paths Since 1953
The North Korea vs South Korea economy gap since 1953: what the data show, what drove it, and what is unknown.
- China 1978 Economic Reform Without Shock Therapy
China's 1978 economic reform added markets beside the plan, not a big bang. The data, and the disputes.
- The 2018 Washing Machine Tariffs: What Prices and Jobs Did
What the 2018 washing machine tariffs did to prices and jobs, and where economists still disagree.
- Weimar Hyperinflation 1923: What Caused It, What Ended It
Weimar hyperinflation in 1923: how deficits, reparations and the Reichsbank fed it, and how it ended.
- British Columbia Carbon Tax: What It Did and Why It Ended
The British Columbia carbon tax from 2008 to its repeal in 2025: design, emissions, economy and dispute.
- Seattle Minimum Wage Study: What $15 Did to Pay and Hours
Seattle minimum wage study: what two research teams found on pay, hours and jobs, and why they differ.
- Venezuela Hyperinflation, 2016-2021: What the Numbers Show
Venezuela hyperinflation, month by month: the central bank index, the rival causes and where the data stop.
- The Chicago Boys and the Chile Economy, 1973-1990
The Chicago Boys and the Chile economy: inflation, the 1982 crash and what the data can and cannot prove.
- East Germany Economy: What Lay Behind the Wall
The East Germany economy from plan to the 1990 union: what the numbers said, what broke, and what is disputed.
- Iceland 2008 Banking Crisis: Letting the Banks Fail
How the Iceland 2008 banking crisis ended: who was protected, who took the losses, and what it cost.
- Auckland Upzoning: What Happened to Rents and Building
Auckland upzoning from 2016: what studies found on building and rents, what critics say, what is unknown.
- London Congestion Charge: Traffic, Cost and the Evidence
London congestion charge since 2003: what it did to traffic, what it cost to run, and why economists differ.
- Bolivia 1985 Hyperinflation and the 21060 Stabilisation
How Bolivia's 1985 hyperinflation, 11,750 percent, was stopped, and what it cost
- Balcerowicz Plan Poland 1990: What Shock Therapy Did
The Balcerowicz Plan in Poland ended hyperinflation in months, but GDP fell 11.6% in 1990. What the data show.
- Sweden Banking Crisis 1990s: How the State Stepped In
The Sweden banking crisis of the 1990s: a guarantee, bad banks, owners left to lose and a floating krona.
- Silicon Valley Bank Collapse: Anatomy of a 2023 Bank Run
The Silicon Valley Bank collapse of March 2023: what broke, what was guaranteed, and who paid.
- Swiss Franc Shock 2015: Why the SNB Dropped Its Floor
The Swiss franc shock of 2015: why the SNB ended its euro floor, what the jump cost and where views split.
- Black Wednesday 1992: Britain Leaves the ERM
Black Wednesday 1992: how a defended exchange rate fell in one day, and what the ERM exit cost Britain.
- Brazil’s Real Plan: How a Country Ended Hyperinflation
The Brazil Real Plan of 1994: how a virtual unit of account and fiscal reform ended four-digit inflation.
- Volcker’s Inflation Fight, 1979-82: Gains and Costs
The Volcker inflation fight of 1979-82: how the Fed broke US inflation and what it cost in jobs.
Research and data
- Microsoft earnings and AI capex: what the filings show
Microsoft and Alphabet filings: capex above 40% of revenue, and Alphabet's free cash flow is negative.
- Crimes Against Women Under Communism: An Evidence Based Study
Mass rape, forced abortion, sterilisation and trafficking under communist rule, country by country
- Petrol price India: how $120 oil reaches the pump
How India's oil basket above $120 reaches pump prices, the budget and airlines, and who has paid so far.
- Venezuela GDP Per Capita Since 1950 vs Its Neighbours
Venezuela GDP per capita was twice its neighbours' in 1950 and is now a third of theirs
- India's Share of World GDP History, 1700-1950
India share of world GDP history: 24.5% in 1700, 4.2% in 1950, and why the estimates are disputed
- Does an Inverted Yield Curve Predict Recessions?
We tested the inverted yield curve against US recessions since 1976: a strong record, one open miss.
- Money Supply Growth and Inflation Across Countries
We compared money supply growth and inflation in 126 countries: tight over decades, looser lately.
- CPI vs Wages Since 2019: Pay Kept Ahead of Prices
Our look at cpi vs wages since 2019: pay is up 35.0% and prices 31.5%, but the answer depends on the wage.
Rethink: claims checked against the evidence
- Is London Really the Most-Taxed City for Banks?
UK Finance says London has the highest bank tax rate of five centres. Paris is missing from the list.
- Do Nine in Ten Startups Fail?
No clear source backs the 90 percent figure. US data show about half of new workplaces last five years.
- Do Stocks Always Go Up in the Long Run?
Shares beat bonds in every long-record market, but with deep losses and a 34-year wait in Japan.
- Does a Trade Deficit Mean a Country Is Losing?
A trade deficit is the gap between saving and investment, not a ledger loss. What it means depends on cause.
- Do House Prices Always Go Up?
Real house prices were flat for a century, and fell by about a third in the US after 2006.
- Is Renting Just Throwing Money Away?
Rent builds no equity, but owners pay large costs that build none either. What the Fed and Census data show.
- Can Most Fund Managers Beat the Market?
Most active funds trail their index over long periods. What SPIVA data show, and what the claim omits.
Explainers and stories
- Dearness allowance: what India's 3% DA hike means
Dearness allowance rises from 60% to 63% for central staff from 1 July 2026. How DA works and what it costs.
- Fed rate decision: why central banks differ on oil
The Fed and ECB held in October after September rises; Canada and India raised. Why banks split on oil.
- Fiscal drag: what the UK Budget changed and didn't
The UK Budget made no new threshold freeze, but the old one bites. What changed on tax, pay and savings.
- Microsoft layoffs or buyouts? What is confirmed so far
Microsoft layoffs or a voluntary exit offer? What is confirmed, what is only reported, and what filings show
- Stockpiling food: what the UK's Be Ready advice says
Stockpiling food after the UK's Be Ready advice: what it asks for, what sold out and what a basic kit costs.
- GST registration and 1 November: what actually changes
GST registration, post-sale discounts and refunds: which 1 November changes are law, and which are guidance
- Helium Critical Material: Why the US Added a Gas
Helium critical material: what the Energy Department did on 23 October and why chips need it.
- Jio Platforms IPO Allotment: How Shares Get Assigned
Jio Platforms IPO allotment: how bids become shares, and what oversubscribed really means.
- CPP Contribution Rate 2027: Why Payroll Deductions Fall
CPP contribution rate 2027: the base rate falls, even though many searches say increase.
- Section 338 Canada Tariffs: What Trump Just Changed
Section 338 tariffs on Canada: from 30 October some goods leave the 50% list and others join it.
- Survivorship Bias: The Story of Abraham Wald
Survivorship bias hides the failures. Abraham Wald’s bomber puzzle shows how, and where it still misleads.
- Does Automation Destroy Jobs? ATMs and Tellers
Does automation destroy jobs? What ATMs did to bank tellers, and what history says about tasks versus jobs.
- Gini Coefficient: How Inequality Is Measured
The Gini coefficient squeezes an income distribution into one number. How it works and what it hides.
- How the Electricity Grid Works
How the electricity grid works: operators match supply and demand continuously, and batteries now help.
- Why America Spends More on Health
Why America spends more on health: higher prices and administrative costs, not much more care used.
- The Laffer Curve: What It Says and Doesn't
The Laffer curve says one tax rate raises the most revenue, not where it is or that cuts pay for themselves.
- Minimum Wage Explained: What the Research Finds
The minimum wage explained: what it is, who it covers, and what research finds on jobs
- Rent Control Explained
Rent control explained: how rent caps work, who they protect, and what research finds on supply and quality.
- Who Pays a Tariff? The Evidence
What studies of the 2018-19 US tariffs found about who bore the cost of a tariff.
- Why Businesses Fail: What Survival Data Show
Why businesses fail: what official survival data show about the first years, and why cash flow matters.
- The Repeal of the Corn Laws, 1846
The fight over grain tariffs in Britain, why Peel repealed the Corn Laws in 1846, and what changed.
- Index Funds vs Active Funds: What the Evidence Says
Index funds vs active funds: over long periods most active US funds trail the index. Here are the limits.
- Inflation vs Deflation: Why Falling Prices Can Hurt
Why falling prices can hurt: heavier debts, delayed spending, and why central banks aim for mild inflation.
- Unit Economics in Plain English
Unit economics in plain English: customer revenue, acquisition cost, payback and margin, with an example.
- What a Trade Deficit Is and Isn't
A trade deficit measures imports minus exports and ties to saving and investment, not winning or losing.
- Fiat vs Commodity Money
Fiat vs commodity money: what backs each, why the world moved to fiat, and the trade-offs of both.
- Hyperinflation: How a Currency Collapses
How hyperinflation collapses a currency: deficits paid with new money, flight from it, and the cure.
- What Is a Degree Worth? Returns to Schooling
What a degree is worth varies widely: returns to schooling are positive on average but differ by person.
- What Is a Monopoly and When Is It a Problem?
What is a monopoly? One dominant seller: what creates it, when it raises prices, and when the law allows it.
- How the Stock Market Works
How the stock market works: a share is part ownership, and exchanges match buyers and sellers.
- The 1970s Great Inflation: What Went Wrong
How the 1970s Great Inflation took hold in the US and UK: policy, oil shocks, expectations, and the cure.
- What Is Zoning and How It Shapes What Gets Built
What is zoning? Local rules on what gets built where, and how lot sizes and parking minimums shape prices.
- Bonds Explained: Why Yields and Prices Move Opposite
Bonds explained: why a bond's price falls when interest rates rise, and what 2022 showed.
- Stagflation Explained
Stagflation explained: why high inflation and high unemployment came together in the 1970s, and how it ended.
- Correlation vs Causation: How to Read a Study
Correlation vs causation: what an association shows, how researchers test for cause, and what to ask.
- The 1973 Oil Shock
What caused the 1973 oil shock, why U.S. price controls turned a supply cut into queues, and what changed.
- Why the US 30-Year Fixed Mortgage Is So Unusual
The US 30-year fixed mortgage is rare worldwide: who carries the rate risk, and why
- What the S&P 500 Is and How It Is Built
What the S&P 500 is: how its 500 companies are chosen and why bigger firms count for more.
- What a Central Bank Does
What a central bank does: set rates, lend to banks, supervise and run payments, within limits.
- Why Solar Got Cheap
Why solar got cheap: bigger factories, better cells, cheaper silicon and policy that created demand.
- How a Mortgage Actually Works: Amortisation Explained
How a mortgage works: why early payments are mostly interest and what extra payments do
- The Efficient Market Hypothesis and Its Critics
The efficient market hypothesis says prices reflect all information. Here is the evidence for and against.
- How the Fed Sets Interest Rates in Practice
How the Fed sets interest rates: a target range, interest on reserves and reverse repo.
- Renting vs Buying: The Maths and the Assumptions
Renting vs buying comes down to a few assumptions: horizon, prices, rates and growth
- What Caused the Great Depression?
What caused the Great Depression: money, banks and the gold standard, and where economists differ.
- Quantitative Easing Explained
Quantitative easing explained: how central bank bond-buying works and what studies found.
- Why Britain Had the Industrial Revolution First
The industrial revolution began in Britain. Coal, wages, trade, institutions and ideas each get credit.
- Bank Runs Explained
Bank runs explained: why a healthy bank can fail, how deposit insurance helps, and why runs still happen.
- PERM Green Card Suspension: Who Is Hit and Why
The PERM green card suspension pauses labor certification for eight firms. How it works and what is unknown.
- The Gold Standard and Why It Ended
The gold standard fixed currencies to gold; wars, the Depression and 1971 ended it.
- Express Entry Changes: How Canada's Points System Works
Express Entry changes from 3 November 2026 add points for high-wage work. What changed and what is still open.
- Creative Commons AI: What a License Notice Can Block
Creative Commons AI notices: what an added license line can block, what it cannot, and what the law says.
- Royal Mail Job Cuts: Why Letters Keep Shrinking
Royal Mail job cuts of up to 2,500 head office roles follow years of falling letter volumes.
- Paramount Warner Bros Merger Debt: What the Filings Show
The Paramount Warner Bros merger debt in SEC filings: $41.4 billion of new notes, loans and what is unknown.
- Digital Game Ownership and the Power to the Players Act
Digital game ownership explained: a license, not a purchase, and what the proposed bill would change.
- Permanent Daylight Saving Time: What the Evidence Says
Permanent daylight saving time shifts winter light to evenings. What the sleep, energy and pay evidence shows.
- Amazon Nvidia Chips: How the $8bn Leaseback Works
Amazon Nvidia chips worth $8bn may go into a special purpose vehicle and be leased back. How it works.
- Yes Bank Reconstruction Scheme: Who Bore the Loss
The Yes Bank reconstruction scheme of 2020, the moratorium and the Supreme Court ruling on AT1 bonds.
- Annualized Revenue: Why OpenAI's Figure Fell $20B
Annualized revenue explained: why OpenAI's revenue figure fell about $20 billion in one report.
- NIST Elliptic Curve Seeds: How the Mystery Was Solved
NIST elliptic curve seeds were traced to a 1990s random number generator, not a hidden phrase. What it means.
- UK Military Readiness: What It Means and How It Is Judged
UK military readiness explained: what warfighting readiness means, what is spent and what is unmeasured.
- Call Center Jobs and AI: What 14,000 Calls Show
Call center jobs are falling, but one vendor's 14,000-call test does not show why. What is known.
- AI Content Ban: Why Publishers Ban AI Writing
An AI content ban answers a cost gap: text is cheap to make, costly to check. What it fixes, what it cannot.
- Margaret Hamilton Apollo Software and the 1202 Alarm
Margaret Hamilton's Apollo software was built to drop work and keep flying. How the 1202 alarm tested it.
- AI Benchmarks Miss 90% of US Working Hours: What It Means
AI benchmarks cover little of the US workday. What the estimate counts, what it misses, and the teller lesson.
- Want to Move to the US? Fewer People Do, Gallup Finds
Why fewer people want to move to the US: Gallup's record-low 15% share, and what it cannot predict.
- iPhone Duo Pre-Order: What Buyers Really Commit To
The iPhone Duo pre-order sold out fast. What it is, why firms use it, and what buyers agree to.
- The Luddites: What They Actually Wanted
What the Luddites wanted was better pay and fair terms, not an end to machines. How the word changed meaning.
- Comparative Advantage Explained
Why trade can pay even when one side is better at everything, with Ricardo's example and its limits.
- What Is Money and Why Does It Work?
What is money? Anything widely accepted as payment, and it works because of trust.
- How Startups Actually Make Money
How startups actually make money: subscriptions, marketplaces, advertising and services, with real numbers.
- The Black Death and Wages
How the Black Death and wage-cap laws shaped English wages and labour relations after 1348.
- How Taxes Work: Who Really Pays?
Who really pays taxes depends on markets, not on who the law tells to send the money.
- How Banks Create Money
How banks create money: a loan creates a matching deposit. What limits it, and why savings are not lent first.
- Smoot-Hawley and the Great Depression
What the 1930 Smoot-Hawley tariff did, and what historians say about its role in the Great Depression.
- What Causes Inflation? The Main Explanations
What causes inflation: demand, costs, expectations and money growth, and when each one matters most.
- Compound Interest: Why Time Beats Amount
Compound interest means earning interest on interest. Worked examples show how time can beat amount.
- Why Wages Rise: Productivity, Bargaining and Competition
Why wages rise: productivity, bargaining power and competition for workers, and where each applies
- What Inflation Actually Measures, and What It Misses
The headline number averages an imaginary basket. Here is how it is built, and why your own prices can differ.
- Why Cities Struggle to Build Homes Quickly
Rules, costs and local politics all slow a new home down. Each exists for a reason, so change is hard.
- What Changes When a Small Business Hires Its First Employee
The first hire turns a founder's income into a payroll. Know the full cost, and what the job is for, first.
- How Interest Rates Reach Your Mortgage
A central bank sets one rate. Yours is built from that, from what lenders expect next, and from you.
- A Short History of the Tariff Debate
Governments have taxed imports for centuries, and the arguments for and against have changed little.
- What a Pay Rise Is Really Worth
A raise is quoted in money, but what counts is what it buys. A simple check shows if you came out ahead.