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SUNDAY 1 NOVEMBER
Today on The Realigned
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Every lesson ends with something to do
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SUNDAY 1 NOVEMBER
Today on The Realigned
Every claim sourced
Every opinion labelled
Every lesson ends with something to do
For you
Latest
Policy
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AI
Inflation
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WAGES
Dearness allowance: what India's 3% DA hike means
Dearness allowance rises from 60% to 63% for central staff from 1 July 2026. How DA works and what it costs.
The Realigned
6 min read · 15 sources
CENTRAL BANKS
Fed rate decision: why central banks differ on oil
The Fed and ECB held in October after September rises; Canada and India raised. Why banks split on oil.
6 min read · 21 sources
TAX
Fiscal drag: what the UK Budget changed and didn't
The UK Budget made no new threshold freeze, but the old one bites. What changed on tax, pay and savings.
7 min read · 13 sources
AI
Microsoft earnings and AI capex: what the filings show
Microsoft and Alphabet filings: capex above 40% of revenue, and Alphabet's free cash flow is negative.
10 min read · 18 sources
TAX
GST registration and 1 November: what actually changes
GST registration, post-sale discounts and refunds: which 1 November changes are law, and which are guidance
7 min read · 12 sources
WORK
Microsoft layoffs or buyouts? What is confirmed so far
Microsoft layoffs or a voluntary exit offer? What is confirmed, what is only reported, and what filings show
6 min read · 19 sources
SUPPLY CHAINS
Stockpiling food: what the UK's Be Ready advice says
Stockpiling food after the UK's Be Ready advice: what it asks for, what sold out and what a basic kit costs.
7 min read · 14 sources
INFLATION
Fuel price Australia: how it handled the 2026 oil shock
Australia and India faced the same oil shock and chose different ways to shield drivers. What each cost.
8 min read · 25 sources
CENTRAL BANKS
How the Fed Sets Interest Rates in Practice
How the Fed sets interest rates: a target range, interest on reserves and reverse repo.
5 min read · 9 sources
WORK
Express Entry Changes: How Canada's Points System Works
Express Entry changes from 3 November 2026 add points for high-wage work. What changed and what is still open.
8 min read · 9 sources
WORK
PERM Green Card Suspension: Who Is Hit and Why
The PERM green card suspension pauses labor certification for eight firms. How it works and what is unknown.
8 min read · 8 sources
TECH
Digital Game Ownership and the Power to the Players Act
Digital game ownership explained: a license, not a purchase, and what the proposed bill would change.
6 min read · 9 sources
TECH
NIST Elliptic Curve Seeds: How the Mystery Was Solved
NIST elliptic curve seeds were traced to a 1990s random number generator, not a hidden phrase. What it means.
7 min read · 7 sources
MARKETS
Jio Platforms IPO Allotment: How Shares Get Assigned
Jio Platforms IPO allotment: how bids become shares, and what oversubscribed really means.
4 min read · 6 sources
CENTRAL BANKS
What a Central Bank Does
What a central bank does: set rates, lend to banks, supervise and run payments, within limits.
6 min read · 6 sources
INFLATION
Petrol price India: how $120 oil reaches the pump
How India's oil basket above $120 reaches pump prices, the budget and airlines, and who has paid so far.
12 min read · 23 sources
HOUSING
Rent Control Explained
Rent control explained: how rent caps work, who they protect, and what research finds on supply and quality.
6 min read · 7 sources
WORK
Royal Mail Job Cuts: Why Letters Keep Shrinking
Royal Mail job cuts of up to 2,500 head office roles follow years of falling letter volumes.
7 min read · 7 sources
INDUSTRY
Paramount Warner Bros Merger Debt: What the Filings Show
The Paramount Warner Bros merger debt in SEC filings: $41.4 billion of new notes, loans and what is unknown.
6 min read · 7 sources
HISTORY
Permanent Daylight Saving Time: What the Evidence Says
Permanent daylight saving time shifts winter light to evenings. What the sleep, energy and pay evidence shows.
7 min read · 7 sources
POLITICS
Want to Move to the US? Fewer People Do, Gallup Finds
Why fewer people want to move to the US: Gallup's record-low 15% share, and what it cannot predict.
7 min read · 7 sources
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RETHINK · Common claim
“London is the most heavily taxed major financial centre for banks.”
Partly true
RETHINK · Common claim
“Nine in ten startups fail.”
Misleading
RETHINK · Common claim
“Stocks always go up in the long run.”
Partly true